I uploaded a YouTube video — John Kurtz – FannieMae http://youtu.be/11G5qg6GVuw?a

According to CNN.com, the United States postal service was $10 billion in debt as of September 30 of 2009 which is uncomfortably close to their debt limit of $15 billion.  The USPS is slated to meet with congress this week to determine how to best handle this budget shortfall for the immediate future.  Some possible solutions to be brought to the table are consolidating centers, passing the costs on to the customers by raising rates once again and also adjusting the current mail delivery schedule from 6 days to 5.

The current financial turmoil of the USPS is a good learning lesson for those who wish to sell their homes or those looking to buy a home in the near future.  Now more than ever before, it is crucial for home sellers and buyers to align themselves with a real estate professional who is well versed in the importance of marketing strategies involving the use of internet campaigns.  A clear and concise strategy using video marketing is imperative.  Stirling Sotheby’s International Realty can assist buyers and sellers to achieve the most successful journey in home sales and purchases.

!.) Short sale mortgages are nearly impossible to approve.

FALSE

Short sales are more difficult than traditional sales, but it is just a new process to learn.  It is vital that the home buyer associate themselves with an agent that is well educated in the process of short sales.

2.) Banks are not accepting short sales as they are waiting for a bailout.

FALSE

Banks have already received their bailout and are doing everything within their power to keep properties from becoming foreclosed.  The reason banks do not want to see a property go to foreclosure is because the short sale proceedings are much less costly than foreclosure.

3.) You must be behind on your mortgage to negotiate a short sale.

FALSE

In the current market, banks are looking for verifiable hardships,  insolvency and a cash flow shortfall in order to negotiate a short sale.  Remember, lenders would rather negotiate a short sale than a foreclosure.

4.) Buyers avoid short sales.

FALSE
Many buyers are looking for short sales because these have become known as “good deals”.  Of course, some buyers are not interested in a short sale because of time constraints, but in general, most buyers do not have a problem with short sales.

5.) A short sale listing is an embarrassment.

FALSE
Most sellers don’t want the world to know they can’t pay their bills, but according to recent estimates, 1 in 5 homeowners in the US owe more on their house than it is worth.  Even wealthy owners have to stop the bleeding somewhere.  Most sellers are to be congratulated for admitting they need help, taking action and finding a professional who can work toward a solution.

6.) The bank would rather foreclose than bother with a short sale.

FALSE

Again, foreclosures are much costlier to lenders than short sales.  The average cost of a foreclosure can cost a bank upwards of $40,000.

7.) There is not enough time to negotiate a short sale before foreclosure.

FALSE

This is a myth that hurts homeowners.  Many don’t realize that the foreclosure process can take upwards of a year or more.  Almost all lenders will stall a foreclosure with a legitimate contract for short sale.   If it is slated for the courthouse steps, hurry up, if there is an offer you may be able to stall.

This list has been compiled from Broker Agent Social’s “7 Short Sale Myths”.

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I uploaded a YouTube video — Heathrow Living http://youtu.be/iaI3aalIn6o?a

sSally Andy, David Warren and Stirling Sotheby’s International Realty are proud to offer 1050 Enterprise Osteen Road in Enterprise, Florida for you consideration.  Grand Oaks, the epitome of seclusion and convenience, boasts a 3,400-sqft custom pool estate by Signature Homes serenely situated on 26 private acres. 4 bdrs, 2-1/2 baths, separate family and game room/office, spacious living room with dual-sided fireplace, dining room, a three-car side entry garage, private master suite with Jacuzzi tub and oversized walk-in closet, and a sparkling swimming pool and screened lanai overlooking the brilliant array of Live Oaks, Magnolia, Hickories, native Orchids and Bromeliads. The designer interior decor features amber onyx and ceramic tiled floors, a Chef’s Delight kitchen with cherry cabinetry, volume ceilings, and a myriad of built-in’s and other designer features. State-of-the-art appliances, systems, and energy-efficient inclusions: Brick over concrete block construction; Thermopane windows and sliding glass doors; category 5 wiring; central vacuum; Rain Soft water system for residence; home theatre in great room; high-efficiency 18 SER Lenox air conditioners with UV purifiers; Sub-zero refrigerator/freezer; security system; intercom; the professionally-landscaped grounds are irrigated with a well; and there is an automatic propane generator system with a 500 gallon propane tank among the seemingly infinite inventory of custom inclusions. Located directly across from Mariners Cove Park, Grand Oaks is a 26-acre paradise…

30931 Sunset Drive in Tavares, Florida is currently listed at $369,000 with Janice McGeough and Stirling Sotheby’s International Realty.  Situated with direct frontage on Lake Harris, this home boasts stunning views from nearly every room.  This stylish beauty has been updated and remodeled to perfection with wide plank cherry hardwood flooring, beautiful wood cabinets, granite counter tops, stainless appliances and brand new master and guest bath. There is a new dock with running water and electric situated on the Lake Harris waterfront plus a separate dock and boat house with canal frontage across the street. In addition to the attached 2 car garage is a 33×28 storage building with a 1 car garage and full bath. Sit out on the screened lanai and enjoy the spectacular views of the tall and stately Cypress drenched in color from evening sunsets. In this boater’s paradise, one can navigate to Silver Springs, Jacksonville, the Atlantic Ocean and beyond!

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I uploaded a YouTube video — WBC membership-Final_Compression.mov http://youtu.be/lGi9-6m1cOE?a

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